Daniel Foss

Daniel Foss writes the rate-and-fee analyses at TribalInstallmentLoans.com, building out worked repayment examples and TILA-compliance checklists. He argues that the single most important number in any loan agreement is the total of payments, not the monthly amount, and his articles teach borrowers how to calculate and interpret it.

Before joining the editorial team, Daniel spent years analyzing small-dollar lending product structures and the disclosures required under the Truth in Lending Act. He has reviewed fee schedules across dozens of tribal and non-tribal installment lenders.