Sarah Mitchell

Sarah Mitchell is the Senior Financial Writer at TribalInstallmentLoans.com, where she covers how tribal installment lending works, how it differs from other short-term credit products, and what borrowers should verify before signing an agreement.

Before joining the editorial team, Sarah wrote personal finance explainers for a decade, with a particular focus on small-dollar and alternative credit. She has reviewed hundreds of loan agreements across state-licensed installment, tribal installment, and payday products, and regularly breaks down real APR math for readers who see only the monthly payment.

Her guiding principle is that a loan is only a good decision if the borrower can recite both the APR and the total amount they'll repay. She writes with that in mind.