Gentle Breeze Online: What Happened
Gentle Breeze Online is defunct. It was part of the Lead Express payday scheme the FTC shut down with a $114.3M judgment and a lifetime lending ban on its operators.
What happened to Gentle Breeze Online
Gentle Breeze Online was one of the brands (with Harvest Moon Financial and Green Stream Lending) in the payday operation run by Takehisa Naito and Keishi Ikeda through Lead Express, Inc. The FTC alleged the operation kept withdrawing finance charges from borrowers' accounts long after the loans should have been repaid. The 2021 settlement permanently banned the operators from making loans, with a $114.3 million judgment (partially suspended); the FTC later returned more than $970,000 to harmed consumers. The FTC record did not establish genuine tribal ownership.
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