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Kashia Lending Review

Installment loan · Reviewed June 2026

starstarstarstarstar 2.9 Our editorial rating

“A genuinely tribe-chartered installment lender (by formal tribal ordinance), but with little public rate disclosure and a state regulator alert — verify first.”

At a Glance

Loan amount Not publicly verified (third-party figures unconfirmed)
APR Like other tribal lenders, it carries a high APR above state usury caps
Term Not publicly disclosed
Funding As soon as next business day (per the lender's site)
Credit No hard FICO minimum
Fees Not publicly disclosed
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Best for

Borrowers who value a formally tribe-chartered lender and will confirm terms before signing.

Cost 2.0
Transparency 2.8
Funding speed 3.5
Eligibility 3.5
Support 2.9

Kashia Lending Pros & Cons

thumb_upPros

  • checkFormally established by tribal ordinance (Kashia Band of Pomo)
  • checkNext-business-day funding claimed
  • checkFixed installment structure
  • checkClear tribal-sovereignty basis

thumb_downCons

  • closeAPR and terms not verified on a primary source
  • closeWashington DFI consumer alert (unlicensed there)
  • closeSingle lender — no rate comparison
  • closeHigh-cost tribal product
№ 01

Who Kashia Lending is

Kashia Lending Enterprise is owned by the Kashia Band of Pomo Indians of the Stewarts Point Rancheria, a federally recognized tribe in California, formally established via tribal Ordinance 13 (hosted on the tribe's own site) — so its tribal charter is well documented (note: some AI review sites wrongly attribute it to Lac Courte Oreilles). The Washington State DFI has issued a consumer alert that it is not licensed in that state.

№ 02

What to verify before borrowing

Kashia Lending's exact APR and terms are not confirmed on a primary source. Before borrowing, get the TILA disclosure in writing, confirm the APR and total of payments, and check availability in your state.

Compare Kashia Lending With Other Tribal Lenders

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Kashia Lending FAQ

Is Kashia Lending a tribal lender? add
Yes — Kashia Lending Enterprise is owned by the Kashia Band of Pomo Indians of the Stewarts Point Rancheria, a federally recognized tribe in California, established by tribal ordinance.
Is Kashia Lending legit? add
It is a formally tribe-chartered lender, though Washington's regulator alerts that it is unlicensed there. Verify terms and your state's availability before borrowing.
What does Kashia Lending charge? add
The exact APR isn't verified on a primary source, but expect a high triple-digit rate. Confirm it in your written disclosure before you sign.
How we rate tribal lenders — our methodology

How We Rate Lenders

We score each lender from 1 to 5 on cost, transparency, funding speed, eligibility, and customer support. High-cost products score lower on cost by design. Ratings are editorial, independent, and updated as terms change.

Independent & not affiliated. Tribal Installment Loans is an independent resource and is not affiliated with, endorsed by, or sponsored by Kashia Lending. Kashia Lending and related names are trademarks of their respective owners. We may be compensated when you visit partner sites. Figures are indicative, may change, and vary by borrower — verify current terms directly with the lender.