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Plain Green Loans Review

Information About Plain Green Loans

Plain Green Loans is an online lending company which means they provide loan applications and approvals online. Customers don’t need to visit any loan office or location; they can simply go to Plain Green Loans site to fill out an application form, submit the form as soon as they are done and wait for the approval email. Loans are approved in just minutes and customers will be able to get their cash as soon as the next banking day.

When it comes to loan repayments, borrowers can enjoy easy and flexible payment options and may even get to pay for their loans over a number of months too! But since Plain Green Loans are meant for short term financial needs such as paying for credit card or utility bills, paying for medical bills or tuition payments, making small purchases, making car or home repairs and so on, people looking for larger loan amounts for long term financial obligations should use another lending company or seek financial advice from Plain Green customer service representatives.

Borrowers who have second thoughts or those who are unsure of the most suitable loan product to take for their short term financial needs should also call Plain Green Loan customer service. For more information about their rates, terms and services, visit their site or call 866 – 420 – 7157.

Why Plain Green Loans?

If you need emergency cash, Plain Green Loans may be the perfect answer. This online installment loan company is a Tribal Lending Enterprise, or TLEO, owned by the Chippewa Cree Indian tribe on the Rocky Boy Indian Reservation. They are committed to serving the short-term financial needs of subprime and underbanked consumers. Founded in 2002, they offer emergency cash loans to individuals who qualify. Read on to learn more.

What is a direct lender?

The eligibility requirements for Plain Green Loans are simple and straightforward. Applicants must be at least 18 years old (you must be 19 in some states). You must be employed with a steady source of income and have an active checking account. You must also be a citizen or permanent resident of the U.S. with a valid Social Security number. After submitting your application, you can compare rates and pay attention to your monthly payments.

Plain Green Loans is a tribal lending entity owned by the Chippewa Cree Tribe of the Rocky Boy's Indian Reservation in Oklahoma. This company was founded in 2011 and has helped more than one million people since its inception. Plain Green offers small personal loans that require installment repayment. Customers can repay the loans on a daily, weekly, or monthly basis. While they may charge interest and prepayment fees, this is rare for a personal loan.

Personal Loans

If you are searching for personal loans online and are considering a service such as Plain Green, consider comparing the pros and cons of this service to other lenders. This site offers many different loan options, but all of them require you to provide certain personal information. To be eligible for a loan, you must be at least 18 years old and 19 in certain states. Your employment and checking account must be active and you must live in a Plain Green business state. To begin the application process, you should provide your name, email address, Social Security number, date of birth, state, and ZIP code, as well as the amount of money you wish to borrow.

While the company is not accredited with the Better Business Bureau, the website does have a B rating based on 145 consumer complaints. While there are a few negative reviews on the website, many of them mention poor customer service and excessive interest rates. In addition, many consumers have also complained about the company's hard pull on their credit, which can hurt their future funding options. However, the majority of users are very happy with the service.

Installment Loans

While not listed by the Consumer Financial Protection Bureau, Plain Green has a number of complaints, most pertaining to debt collection practices and high interest rates. WalletHub does not award Plain Green a high score for customer service, but it does rate the company on a scale of 0 to 5. If you have been in a similar situation, you might want to check out this review to see how this company stacks up.

The benefits of a Plain Green loan include fast approval and funding, and no origination fees. But they also come with high interest rates, and you need to be aware that they do not serve many states. For instance, they do not offer personal loans in New York, Illinois, Maryland, Pennsylvania, or Virginia. These are only some of the reasons why it is better to look elsewhere for a loan. However, their terms are flexible, ranging from 10 to 26 months, and they do not charge any fees.

Payday Loans

You can apply for a Plain Green loan online. The application process only takes a few minutes and provides you with an approval or rejection within seconds. The loan application requires you to enter your name, social security number, and email address, as well as your checking account information. In order to receive a response, you must enter the loan amount you need and how you wish to pay it back. You must also enter your current employment status and income to qualify.

If you are unable to make your payment by the due date, you can request an extension of the loan, but be prepared to pay higher interest rates. Generally, Plain Green extends the loan until the next business day if the borrower fails to make payments within that timeframe. However, this extension is not available if the payment is due on the next business day. If you are late on a payment, you will still be charged interest.

Advantages

If you're looking for a fast personal loan with low interest rates, and no origination fees, consider applying for a Plain Green personal loan. This loan company was founded by the Chippewa Cree Tribe in Montana to provide people with bad credit with emergency funds. In 2011, they approved over 121,000 loans. Because they operate in a sovereign nation, the company does not have to follow federal laws. This means that they can set interest rates that suit their own needs.

One of the most attractive features of Plain Green is its ability to approve borrowers from all walks of life. There are no prepayment fees, and borrowers are given the ability to change the date of their payments. However, their high interest rate can make this loan a bad choice if you're in a rush. For that reason, you should compare your options carefully. Plain Green has one disadvantage: the interest rates. Regardless of whether you are a first-time borrower or a repeat customer, you can expect to pay between 210% and 438% APR for your loan.

Lender States:


AL, AK, AZ, CA, CO, DC, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MH, MI, MN, MS, MO, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, RI, SC, SD, TN, TX, UT, WV, WI, WY


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Customer Reviews

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Kris J., Brandon, Florida

I borrowed a small loan from Plain Green Loans. The transaction was as easy as 1-2-3. Money was in my checking account within 48 hours! Now I can clean up my credit. Thank you Plain Green Loans! Kris J. Brandon, FL
18 January 2017, 11:03

Lynn, Houston, Texas

Love the payment opptions!
16 January 2017, 13:15

Tina J., Carmel, Indiana

I was able to get a loan from Plain Green Loans. It offers fast short term loans which mean you can get your cash right away. Their payment terms are flexible, easy to accomplish and will help borrowers pay for their loans in no time without a hassle. I did not need to go anywhere too since everything was done online. Tina - Carmel, IN
25 November 2016, 13:21
Receive up to $5000 direct to your account, in as soon as the next business day
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