Post Lake Lending Review
Installment loan · Reviewed June 2026
“The largest-amount Sokaogon/Mole Lake lender (up to $5,000) — and one of the few that publishes both its APR band (550–815%) and a worked cost example. Useful disclosure on an expensive product.”
At a Glance
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Best for
Borrowers who need a larger amount and want the APR and total cost shown before they sign.
Post Lake Lending Pros & Cons
thumb_upPros
- checkLarger amounts than most peers (up to $5,000)
- checkPublishes its APR band (550–815%) and a real cost example
- checkSame-day funding if approved by 2pm CST
- checkNo hard FICO minimum
thumb_downCons
- closeVery high APR (550–815%) — a $1,000 loan can total >$7,700
- closeExcluded in ~19 states
- closeMixed service record (B- BBB, complaints)
- closeSingle lender — no rate shopping
Who Post Lake Lending is
Post Lake Lending, Inc. is an economic arm and instrumentality of the Sokaogon Chippewa Community (Mole Lake Band of Lake Superior Chippewa) in Wisconsin, operating under tribal law and applicable federal regulations. It carries a large Trustpilot footprint (~16,000 reviews) alongside a B- BBB profile with consumer complaints.
Rates, fees & real cost
Post Lake lends $200 to $5,000 — the widest range in the Wisconsin set — and, unusually, publishes an APR band of 550% to 815%. It also gives a concrete example: a $1,000 loan repaid over roughly 26 biweekly payments totals more than $7,700. That transparency is welcome, but it underscores how expensive the product is; pay down early where possible and read the full disclosure first.
Where it lends
Post Lake does not lend to residents of Arkansas, Connecticut, DC, Georgia, Illinois, Indiana, Maine, Maryland, Massachusetts, Minnesota, New Jersey, New York, North Carolina, Pennsylvania, South Carolina, Vermont, Virginia, West Virginia, or Wisconsin. Funding is same business day if approved by 2pm CST.
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Post Lake Lending FAQ
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How We Rate Lenders
We score each lender from 1 to 5 on cost, transparency, funding speed, eligibility, and customer support. High-cost products score lower on cost by design. Ratings are editorial, independent, and updated as terms change.
Independent & not affiliated. Tribal Installment Loans is an independent resource and is not affiliated with, endorsed by, or sponsored by Post Lake Lending. Post Lake Lending and related names are trademarks of their respective owners. We may be compensated when you visit partner sites. Figures are indicative, may change, and vary by borrower — verify current terms directly with the lender.