RL

RiseUp Lending Review

Installment loan · Reviewed June 2026

starstarstarstarstar 3.2 Our editorial rating

“A Crow Creek (DEDC) lender that mirrors the REDCO brands' amounts and terms, but adds a VIP loyalty tier that can improve rates for repeat borrowers.”

At a Glance

Loan amount $200 – $3,000
APR RiseUp discloses the APR only in the loan agreement; treat it as high triple-digit
Term 10 – 18 months
Funding Same day if approved by 2pm CT, else next business day
Credit No hard FICO minimum (income-based)
Fees $20 late (5+ days), $30 NSF; no prepayment penalty
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Best for

Returning borrowers who'll use the VIP tier for better rates and want a fixed 10–18 month payoff.

Cost 2.0
Transparency 3.0
Funding speed 4.1
Eligibility 4.0
Support 3.4

RiseUp Lending Pros & Cons

thumb_upPros

  • checkVIP/loyalty tier can lower rates for returning borrowers
  • checkClear 10–18 month installment structure
  • checkSame-day funding if approved by 2pm CT
  • checkDisclosed fees ($20 late / $30 NSF), no prepayment penalty

thumb_downCons

  • closeAPR disclosed only in the agreement (high triple-digit)
  • closeStill excluded in 11 states
  • closeDoesn't publish a credit-reporting policy
  • closeSingle lender — no rate shopping
№ 01

Who RiseUp Lending is

RiseUp Lending — operating as Inazin Lending — is an enterprise of the Dakota Economic Development Corporation (DEDC), the economic arm of the Crow Creek Sioux Tribe in Fort Thompson, South Dakota. It operates under tribal law and applicable federal regulations, and is a sibling to the tribe's other lending brands.

№ 02

Rates, fees & real cost

RiseUp lends $200 to $3,000 over a 10-to-18-month schedule, with a $20 late fee (after five days) and a $30 NSF fee and no prepayment penalty. The APR is disclosed in the loan agreement rather than published, so treat it as high triple-digit and read the disclosure first. RiseUp markets a VIP rewards tier that can offer returning customers more money or better rates.

№ 03

Where it lends

RiseUp does not lend to residents of Arkansas, Connecticut, DC, Illinois, Minnesota, New York, Pennsylvania, South Dakota, Vermont, Virginia, or West Virginia. Funding is same business day if you're approved by 2pm CT.

Compare RiseUp Lending With Other Tribal Lenders

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RiseUp Lending FAQ

Which tribe owns RiseUp Lending? add
RiseUp Lending (Inazin Lending) is an enterprise of the Dakota Economic Development Corporation (DEDC), the economic arm of the Crow Creek Sioux Tribe in South Dakota.
Does RiseUp Lending offer better rates for repeat borrowers? add
RiseUp markets a VIP rewards tier that can give returning customers in good standing access to more money or improved rates. Confirm the specifics in your loan agreement.
How we rate tribal lenders — our methodology

How We Rate Lenders

We score each lender from 1 to 5 on cost, transparency, funding speed, eligibility, and customer support. High-cost products score lower on cost by design. Ratings are editorial, independent, and updated as terms change.

Independent & not affiliated. Tribal Installment Loans is an independent resource and is not affiliated with, endorsed by, or sponsored by RiseUp Lending. RiseUp Lending and related names are trademarks of their respective owners. We may be compensated when you visit partner sites. Figures are indicative, may change, and vary by borrower — verify current terms directly with the lender.