Marcus Webb

Marcus Webb oversees editorial standards for how-it-works explainers and application walkthroughs at TribalInstallmentLoans.com. His work concentrates on the mechanics borrowers don't usually see — how underwriting decisions get made, why some applicants are approved while others aren't, and what happens between e-signature and funds landing in a bank account.

Over ten years covering consumer credit, Marcus has interviewed underwriters, compliance officers, and borrower advocates to build a practical picture of the lending pipeline. He is particularly focused on helping applicants understand the difference between a soft credit pull and a hard inquiry, and what each one actually signals.